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# FAQ
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> How do you bech32 encode a string on the card ?
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The LNURLw that comes from the bolt card is not bech32 encoded.
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It uses [LUD-17](https://github.com/fiatjaf/lnurl-rfc/blob/luds/17.md).
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> Why do I get a payment failure with NO_ROUTE ?
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This is due to your payment lightning node not finding a route to the merchant lightning node.
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