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# FAQ # FAQ
> How do you bech32 encode a string on the card ?
The LNURLw that comes from the bolt card is not bech32 encoded.
It uses [LUD-17](https://github.com/fiatjaf/lnurl-rfc/blob/luds/17.md).
> Why do I get a payment failure with NO_ROUTE ? > Why do I get a payment failure with NO_ROUTE ?
This is due to your payment lightning node not finding a route to the merchant lightning node. This is due to your payment lightning node not finding a route to the merchant lightning node.